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LEGAL NOTICES

Premium Business Money Market & Business Sweep Checking
* Federal regulations prohibit you from making more than a total of 6 transfers each month to other accounts from a savings or money market account (including transfers to another account for overdraft protection) or to third parties each month by check, through point-of-sale purchase transactions with a banking card, by pre-authorized or automatic agreements, telephone or online. See your account agreement for more information.

Loans/Credit
* All loans subject to credit approval and require automatic payment deduction from a PNC Bank Business Checking account. Origination and/or other fees may apply.

Leasing
* Equipment financing and leasing products are provided by PNC Equipment Finance, LLC, and PNCEF, LLC which are wholly-owned subsidiaries of PNC Bank, National Association.

Remote Deposit
* Funds may not be available for immediate credit and withdrawal. Subject to credit approval. Remote deposit users should refer to their remote deposit service agreement and the applicable Funds Availability Policy for your PNC Business Checking Account to determine when your funds will be credited and made available. ** DepositNow is a registered trademark of BServ, Inc. Eligibility for DepositNow is subject to bank approval. Customer must maintain a PNC Business Checking account to qualify for DepositNow.

Merchant Services & Next-Day Funding
* Merchant Services provided by PNC Merchant Services Company and are subject to credit approval. PNC Merchant Services® is a registered trademark of The PNC Financial Services Group. ** Next day funding on Visa®, MasterCard®, Discover® Network and American Express OnePoint® payment processing transactions when deposited to your PNC Bank Business Checking account. Next day funding for American Express OnePoint® transactions available for new Merchant Services accounts only.

Credit Cards
* Subject to credit approval. PNC Bank, National Association is the creditor and issuer of PNC Bank Business Credit Cards.

International Services
* Foreign exchange products are obligations of PNC Bank, National Association.

Online Bill Pay
* PNC Online Banking is required.

Online Payroll
* PNC Online Payroll service is provided by PayCycle®, an Intuit Inc. Company, and requires a PNC Bank Business Checking account with Online Banking. Paycycle® is a registered mark of PayCycle, Inc. PNC does not provide legal, tax or accounting advice. Services may be modified or discontinued at any time without notice and may vary by market.

Online Banking
* Access to PNC Online Banking requires a web browser with 128-bit encryption such as Netscape Navigator 6.0 or higher or Microsoft Internet Explorer 6.0 or higher. There may be fees for certain optional services available through PNC Online Banking.

PINACLE ®
* PINACLE® is a registered trademark of The PNC Financial Services Group, Inc. Transaction fees may apply. ACH services require credit approval.

Mobile Banking
* PNC does not charge a fee for the Mobile Banking service. However, a supported mobile device is needed to use Mobile Banking. Also, your wireless carrier may charge you for data usage. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply.

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* Please see our Legal Notices for additional details.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC.

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