PNC CFO: Cash Flow Optimized helps small business owners like you solve a wide range of cash flow challenges, no matter what type of business you own. At its core is a not-so-common philosophy in the world of banking: we start with a one-on-one conversation to identify your key business goals before we talk specific solutions. We call it the Cash Flow Conversation, and it can help you and your business achieve more.
CFO can improve the flow of money into your business by helping you streamline collections and manage receivables better. From Remote Deposit to Merchant Services, we offer the solutions you need to put your incoming funds to work faster.
CFO can help you manage all your payments more easily by reducing the time and costs of making those payments. Plus, whether you're using Business Credit Cards or Online Payroll, you'll have more control over outgoing funds, and who gets paid when.
Gain insight and better project your cash position and leverage detailed information to make more informed decisions. An array of online Cash Management solutions is available depending on the scale and sophistication of the reporting needs of your business.
Maintain liquidity and flexibility while you put cash in your business to work with solutions like our Premium Business Money Market Account and Business Sweep Checking. Also consider your options to effectively use cash for Personal and Employee Retirement Planning.
We can help you overcome cash shortfalls and seize new opportunities before they pass you by. From Secured and Unsecured Lines of Credit to Term and Installment Loans, CFO offers financing solutions tailored to your cash flow needs, whether for daily operations or expansion.
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Get next-day funding on payment transactions while giving your customers more ways to pay with credit cards, debit cards and attractive gift card programs.
Quick Deposit, Night Deposit and Money Room Services make cash handling easier than ever.
Transmit checks for deposit from your business 24/7 without making a trip to the bank.
Gain better control over your cash position, simplify accounting and accelerate incoming payments daily.
Save time, a stamp and a tree by paying your bills and scheduling future or recurring payments online.
Process payroll in a fraction of the time while managing it from anywhere you have Internet access.
PNC Bank Business Credit Cards and the PNC Bank Visa® Business Check Card give you more control over how you make payments.
Send or receive foreign payments and manage cash flow beyond borders with a foreign currency account.
Easily visualize and project your cash position with a suite of user-friendly online tools designed to help you learn from past performance, take advantage of opportunities now and plan for what's ahead.
Check on your cash and payment status online–anywhere, anytime, 24/7, so you know what's possible every day.
Additional online resources for Internet-based account information and advanced web-based cash management tools can help keep it all in focus.
Earn competitive returns with the security of FDIC insurance up to the maximum permitted by law – while keeping funds available when you need them.
Have surplus cash, above your designated target balance, automatically transferred into an interest-bearing money market deposit account at the end of each business day.
Consider your options to effectively use cash for Personal and Employee Retirement Planning. Plus we can refer you to PNC resources that can help you execute your personal investment plan.
Our business line of credit options can be tailored to your specific cash flow needs, offering a flexible way to help ensure you have access to cash for cash shortfalls as well as growth.
PNC installment and term loans, commercial real estate financing, and vehicle loans offer financing resources to help you capitalize on business opportunities, with your short and long term cash flow needs in mind.
Leasing can be an effective alternative to purchasing equipment, helping to maximize cash flow while minimizing the risks and uncertainties of ownership.
Apply for a lower down payment and longer repayment terms with an SBA loan program, to help keep more of your cash flow for other expenses.