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You Should Know, You Are Not Alone.

Many people are having a hard time staying afloat. But we may be able to help. Whether you currently have a mortgage, home equity loan/line of credit or credit card debt, PNC is working with customers like you to find solutions.

A hardship can come in many forms. Unemployment, decrease of income, rising expenses, interest rates and/or payments, declining property value, divorce, injury or illness-- these are all considered hardships. If you are experiencing a hardship that is making it difficult for you to pay your bills, there may be help.



You May Have Options

But you need to contact us. Don't wait.

PNC will keep all personal information confidential. So contact us as soon as you see trouble on the horizon-- even if you haven't missed any payments yet.

By reaching out early, we can help find an option that best fits your needs. The sooner you contact us, the more options you may have.


Talk to Us First

Every case is different. But our goal is the same-- to help our customers through these hard times. That could include helping a family stay in their home by adjusting payments to make them more manageable or simply educating you on your options.

There are companies that want to charge you a fee to talk to them about your loan. Don't pay a fee, when PNC will work with you directly to try to find a solution FREE of charge.


This site may provide reference to Internet sites as a convenience to our customers. While PNC endeavors to provide resources that are reputable and safe, we cannot be held responsible for the information, products, or services obtained on such sites and will not be liable for any damages arising from your access to such sites. The content, accuracy, opinions expressed, and links provided by these resources are not investigated, verified, monitored or endorsed by PNC. These articles are for general informational purposes only and are not intended to provide legal, tax, accounting or financial advice. PNC Bank urges its customers to do independent research and to consult with financial and legal professionals before making any financial decisions. The opinions and views expressed by the authors do not necessarily reflect the opinions and views of PNC Bank or any of its subsidiaries or affiliates, nor does the inclusion of the articles in this site constitute endorsement by the authors or PNC Bank of any of the products or services of others referenced herein.

PNC is a registered mark of the PNC Financial Services Group Inc. ("PNC"). Not all borrowers will qualify for all assistance options. All lending products and services require must meet applicable underwriting criteria and are offered by PNC Bank, NA, a wholly owned subsidiary of PNC. PNC does not provide legal, tax or accounting advice.